Credit – online payday loan
A financial product that offers payday loan and quick loans, which will be adapted and which you can conveniently request online.
Why choose a payday loan?
Payday loans of up to € 1,000, with a maturity period of up to 30 days, with the possibility of extension and the money transferred to your account in 15 minutes.
- Fast loans up to € 1,000, even if you are a new customer
- Possibility of extending the maturity of the loan for 30 more days
- Early cancellation of the loan without additional cost
- Loans WITHOUT ASNEF
- Be at least 22 years old
- They do not offer first loan without interest
What services does payday loan offer?
Payday loans are offered to individuals who have a stable source of income. In this case, they do not grant mini loans to those users who are registered in delinquency lists, such as ASNEF.
As for the loans themselves, one of its greatest advantages is that it offers up to € 1,000 without restrictions, that is, even new customers can request it even if it is their first loan.
As you know, in most sites they usually limit the amount to about € 300 to apply for a loan if it is the first time.
They offer payday loans for a minimum amount of € 50 and a maximum of € 1,000, regardless of whether it is your first loan. As for the return period you will have between 7 days and a month to pay it. Although you can extend it for up to 30 more days.
There is no defined interest for the loans, but it moves in a range between a minimum APR of 3112.60% and a maximum APR of 5431.20%. So in the conditions of the loan can apply any interest located between these values.
It is a very useful loan for unforeseen expenses since in this way you will obtain liquidity immediately and you can return it later in the term you have chosen.
How does it work?
For this you will only have to follow some simple steps and sooner than you imagine you will have the money in your account to use it in what you need.
- Choose the amount you need and the term that best suits you
- Complete the form with your personal information
- Check your bank account
- Verify your identity by sending your ID
- And that’s it! Your application will be ready, you just have to wait to be evaluated
- Once they give you the answer they will transfer your loan
Asking for a payday loan is very easy and fast, as you have already seen. But, for this you will have to fulfill some requirements that we will explain now.
What requirements are needed?
Among the requirements to request a quick loan you must take into account the following:
- Be a resident in Spain
- Be between 22 and 70 years old
- Be a bank account holder
- Have regular monthly income
- Have an email address
- Have a mobile phone
- Have a positive credit history, that is, not be on delinquency lists
To apply for a payday loan you will not need a payroll to justify income but you will have to provide an impeccable credit history, as well as a proof of additional income that can serve as a guarantee for the repayment of the loan.
If you meet the following requirements you will not have any problem to apply for a payday loan.
You only have to choose quantity and term and complete the entire application online.
Calculate your payday loan online!
You can request a payday loan without paperwork.
- Apply for a loan from € 50 up to € 1,000
- Decide how much time you need and adjust the return period, you can choose from a minimum of 7 days to a maximum of 30 days
You will have an immediate solution for when you need it. In addition, both the application and the award process will be very fast and always take care of your privacy.
Another advantage, as we indicated at the beginning, is that there is no limit amount for the first loan, which means that you can request up to € 1,000 even if it is the first time.
How to return a loan?
When it is time to return the loan, you will have it very easy, and you can choose two payment methods: deposit at a window or bank transfer, either in the office or online.
It is important that you indicate in the transfer concept the loan number and your ID.
What are the consequences of delays or non-payment?
Like any loan, if it is not returned within the established period, you could have problems.
A payday loan offers the possibility of requesting an extension of the term, for what if at a given time you can not pay it you have more time to get liquidity.
The term extensions have a cost, which is an additional 15% if you extend it 7 days, 20% more if you extend it for 14 days and a commission of 28% if you want the maximum extension, which is for an additional 30 days.
Another alternative to the extension of terms is to cancel the loan in advance, that is, return it early. The advantage is that you can do it without additional cost.